P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem. Er verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P.
Überblick SwaperZumal Peteris ein Kenner der p2p Szene ist und seine Erfahrung in diesem Bereich unter anderem bei Twino sammeln konnte. Swaper war nicht mehr in meinen. Swaper Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zu Swaper & 2 Prozent Bonus kassieren! Created with Highcharts Swaper Wandoo Finance 0 0 3 3 Net Loan Portfolio 4Q 1Q 2Q 3Q 4Q 0 1 2 3 4.
Swaper P2p Swaper Pros & Cons VideoMy Entire Investment Portfolio (It's Not Just P2P Lending) Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem. Lesen Sie hier unsere Erfahrungen & Test mit Swaper, der estnischen P2P-Plattform. ✔️ Ist Swaper ein seriöser Anbieter? Swaper Erfahrungen (): Wie schneidet die P2P Plattform ab? ✚ Testberichte & Bewertungen von Nutzern ✓ Jetzt zu Swaper & 2 Prozent Bonus kassieren! P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. About Swaper Swaperis a peer to peer lending platform offering pre-funded unsecured consumer loans investments mostly in Central and Eastern Europe. You can invest in p2p loans in countries such as Denmark, Spain and Poland with returns on investment of 12%. All the investments offered on this crowdfunding platform come with a Buyback Guarantee. Swaper Swaper is an Estonion P2P lending platform founded in The platform offers a marketplace for investments in short-term unsecured consumer loans from Central and Eastern European countries. The loans are originated by Wandoo Finance Group, the parent company of Swaper. A Review of the Peer-to-Peer Lending Swaper. With Swaper you can earn up to 14% Αnnually with Buyback Guarantee. What is Swaper P2P Lending Platform? Swaper was founded back in October Currently, Swaper has over active investors, who together have received over 1,3 million euro in interest. Swaper offers a 12% interest on all loans. Many P2P platform provide details about the borrowers. It’s not the case at Swaper; however, it’s not a bit deal. Indeed, as an investor, this is rather useless information.
There are numerous Swaper reviews available on the internet. Still, we decided to research the platform and share our opinion about it.
You can read the results of our investigations in this Swaper. So if you are currently considering investing through Swaper, we encourage you to read the review carefully.
We explain in-depth about both the benefits and drawbacks of Swaper. In addition, we also share which alternatives are worth considering.
If you just want to find information about a specific topic, please use the navigation below. You can of course also choose to read the entire review.
Please be aware that the review only expresses our own opinion and investigations. You should not consider anything in this Swaper review as financial advice.
Swaper is a European P2P loan marketplace that enables you to invest in pre-funded short-term consumer loans from Poland, Denmark, and Spain.
The loans you can invest in on the platform origins from Wandoo Finance Group. The platform was launched in October in Latvia.
Since then, a very large amount of loans have been issued on the platform:. There are no fees on Swaper.
Both opening an investor account, adding funds, and withdrawing funds are free of charge. It is currently also free to sell loans on the secondary market:.
But as you can see above, the sale of loans on the secondary market is a subject that may change in the future. Have you invested with Swaper yourself?
Let me know about your experience in the comments section below. Join Swaper. Swaper is a platform that boasts a beautiful and clean web design as well as iOs and Android apps to easily manage your investments.
Jean Galea is a dad, amateur padel player, host of the Mastermind. How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially.
Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance? I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. It looks interesting but I still believe that real estate crowdfunding is a more attractive field — at least for me.
Of course, you need a diversified portfolio that contains different assets, but I believe that real estate crowdfunding has a better structure from the security perspective for investors.
Indeed, the audited report for Robocash Group was published in late August Swaper publicly displays figures such as the number of investors or the total investments amount.
Overall, loans were issued for a total value of more than million euros. Unlike marketplaces such as Mintos or Viventor , no loan originator has defaulted or got suspended.
I sent them questions several times and their answers were always both prompt and precise. Swaper used to communicate a lot during the outbreak of the Covid These informative e-mails explained in detail the consequences of the crisis.
For a long time, investing manually at Swaper was impossible. Indeed, although the feature existed, there was simply no loan available to invest in; all new loans immediately got bought by auto-investors.
Signing up at Swaper is quick an easy. Most Crowdlending platforms will require a copy of an identification document identity card, passport, driving licence ; an utility bill or bank statement may be necessary as well.
Indeed, prospective investors only need to upload an identity document and a utility bill. The initial account funding has to be made via SEPA transfer.
The next transfers can be made via TransferWise if needed. The website offers common reporting features such as investments list or account statement.
Some of this data is downloadable as an Excel file. In terms of reporting, it provides an overview of your portfolio. A detailed transactions list as well as the open and closed loans list are also available.
My actual performance is lower than the current interest rates, as these have increased in Spring Returns are overall in line with my expectations, although past cash drags have decreased them slightly.
Don't hesitate to read my most recent crowdlending portfolio review for detailed platforms performance comparison as well as historical performance.
With manual investing , the investor manually selects and invests in individual loans. With automatic investing , the investor is setting up an Auto Invest portfolio that will automatically invest in loans that become available on the platform.
We will go through both manual and automatic investment further down in this article. There are currently no fees on Swaper ; neither opening an account nor adding or withdrawing funds are subject to a fee.
The same goes for selling loans on the Secondary Market. Swaper offers a Loyalty Bonus for registered users with large portfolios.
In order to become eligible for the bonus, investors should invest more than 5, EUR over a period of three months. The annual interest rate is the gross rate that is paid to investors over the course of a year, however, it is paid out on a monthly basis as soon as the borrower repays the loan that you have invested in.
Each loan on the platform has its own individual payment scheduled, and investors will receive repayments accordingly.
As is the case with other P2P lending marketplaces, the repayment of loans depend on the individual borrowers and investors might risk lending money to borrowers who cannot pay the money back.
That said, Swaper mitigates this additional risk factor by offering a Buyback Guarantee on selected loans. Swaper offers a Buyback Guarantee for the loans listed on the platform that will step into force if a borrower becomes late with a repayment by more than 30 days.
Investing always comes with a risk, and those who are not willing to take that risk should reconsider whether investing is really their thing.
One of the risks of investing in P2P lending platforms is that these platforms — just like any other businesses — can go bankrupt due to, for instance, financial reasons.
If this happens to a peer-to-peer lending marketplace such as Swaper , the question stands:. With the direct investment structure, investors lend money directly to borrowers through the platform, obviously , and they claim rights against the borrower directly.
With the indirect investment structure, you l end money through partners of the platform, the so-called loan originators , who will ultimately lend your invested money to the borrower.
In other words, investors are indirectly investing in loans through loan originators and they hold no direct claim for the borrower of the loan.
You want to liquidate all your loan investments and put them somewhere else. Instead of re-investing, the money will accumulate in your account and you can withdraw whenever you want.
You prefer manual investing and want to have control over where your money is invested. Once your loan terms are up, the money sits in your account and you manually reinvest into your preferred loans.
Is P2P investing passive income? Can you earn a decent peer to peer monthly income? The short answer is: YES! Keen to get started? You can see the steps in the screenshot below.
At the final step, it will ask you to upload ID documents, but you can skip it for now and complete it as soon as you want to withdraw your funds from the platform.
Cash , FastInvest , and a few others. You can click here to check platform reviews. The platform is very similar to Robo. The only real drawback of the platform is the cash drag, but that is if you invest manually, which is not recommended.
You can earn that by signing up using my link. You are commenting using your WordPress.Swaper Review — Summary Swaper is certainly a viable platform for lending out Euros for short term access. Automated Investing Create Auto-Invest Portfolios to automatically make investments as loans added to platform. Loan Types Swaper provides Vip Online short term 14 — 30 days consumer loans. In this Swaper Review we will take a look at the rates, promotional offer and statistics of this peer-to-peer lending platform.. What Is Swaper? Based in Riga (Latvia) Swaper is a peer-to-peer lending investment platform that you can invest in pre-funded short-term loans (usually one month). The loans are unsecured consumer loans originated by its parent company Wandoo Finance Group, which. Swaper is an Estonion P2P lending platform founded in The platform offers a marketplace for investments in short-term unsecured consumer loans from Central and Eastern European countries. The loans are originated by Wandoo Finance Group, the parent company of Swaper. 1/18/ · Swaper P2P also offer a “buyback guarantee” on most of their loans, which means it will buyback loans and repay principal and interest if payments are delayed more than 30 days. Swaper is owned by the Wandoo Finance Group who is a professional IT systems developer. Wandoo also originates loans and uses the Swaper platform to publish pre /5.